Saturday, September 30, 2023

 


Premarital Counseling 


I believe couples should have premarital counseling before marriage to prepare for the challenges and opportunities that lie ahead. 


Audio too this text @ https://youtu.be/hNy98fcFRJc


  1. Premarital counseling helps couples establish a shared vision and mission for their marriage, which can guide them in making decisions and setting goals. 

  2. Sharing the same faith and values can help couples grow closer to each other and to God.

  3. Premarital counseling helps couples assess their readiness and suitability for marriage, which can prevent them from rushing into a commitment they are not prepared for or compatible with. 

  4. Premarital counseling helps couples build a solid foundation for their marriage, which can increase their chances of having a satisfying and lasting relationship. 

  5. Conflict Resolution: It equips couples with strategies for resolving conflicts in a healthy and constructive manner, reducing the likelihood of destructive arguments.

  6. It can help couples enjoy the process of preparing for their marriage and celebrate their love and relationship

Financial planning in Marriage

Planning for financial stability and security in a marriage is crucial for a happy and stress-free life together. Here's a comprehensive guide on how to prepare, save, invest, and insure for various financial aspects within a marriage:

*If it's a christian marriage : do you believe in tithing, free will giving, giving to charity.

1. Pre-Marital Financial Planning:

Before getting married, both partners should have open and honest discussions about their financial situations, goals, and expectations. Create a financial plan together that includes the following steps:

  • Budgeting: Set up a joint budget that outlines your monthly income and expenses. Be sure to allocate funds for savings and investments.

  • Debt Management: Discuss any outstanding debts and create a plan to pay them off.

  • Emergency Fund: Start building an emergency fund to cover unexpected expenses, such as medical bills or car repairs.

  • Insurance: Evaluate your insurance needs (health, auto, renters or homeowners, etc.) and make sure you have adequate coverage.

    1. Link to my Book on Amazon Kindle: Sweet Aroma of Success: https://shorturl.at/LR159

2. Saving Plan:

  • Joint and Individual Accounts: Consider maintaining a joint bank account for shared expenses like bills and groceries. Additionally, each partner can have their individual accounts for personal spending.

  • Savings Goals: Set specific savings goals for different aspects of your life, such as vacations, holidays, home down payment, and retirement.

  • Automate Savings: Set up automatic transfers to savings accounts to ensure you're consistently saving money each month.

3. Investment Plan:

  • Risk Tolerance: Assess your risk tolerance and investment goals together. Decide on an investment strategy that aligns with your objectives.

  • Diversification: Diversify your investment portfolio to spread risk. Consider investing in a mix of stocks, bonds, and other assets.

  • Retirement Accounts: Contribute to retirement accounts like 401(k)s or IRAs to secure your future.

  • Financial Planner: Consult with a financial planner or advisor to help you make informed investment decisions.

4. Insurance Plans:

  • Life Insurance: Invest in life insurance to provide financial security for your spouse and dependents in case of your untimely demise.

  • Health Insurance: Ensure both partners have comprehensive health insurance coverage.

  • Property Insurance: If you own a home or have valuable possessions, ensure they're adequately insured.

5. Emergency Income:

  • Emergency Fund: Continue building and maintaining an emergency fund that covers at least 3-6 months' worth of living expenses.

  • Emergency Budget: Create a budget specifically for emergencies, detailing what expenses can be cut in a financial crisis.

6. Investment and Income Strategy:

  • Income Sources: Identify and diversify income sources within your marriage, such as multiple jobs, side businesses, or rental income.

  • Asset Allocation: Adjust your asset allocation as your financial goals change over time. For example, allocate more towards retirement as you age.

  • Regular Review: Regularly review your financial situation and goals as a couple and make necessary adjustments to your investment and savings plans.

7. Seek Professional Advice:

  • Financial Planner: Consider working with a financial planner or advisor to create a comprehensive financial plan that addresses your specific goals and circumstances.

  • Legal Advice: Consult with a lawyer to discuss topics like wills, power of attorney, and estate planning.

Remember, communication is key. Keep the lines of communication open with your partner and regularly discuss your financial progress, setbacks, and adjustments to ensure a successful financial journey together. 
Posted by at No comments:

Friday, September 29, 2023

 



The Parable of the Sower: What Does It Mean for Us Today?

Jesus often taught in parables, which are stories that illustrate a spiritual truth. One of his most famous parables is the parable of the sower, which he explained to his disciples in Matthew 13:18-23. In this blog post, we will explore the meaning and application of this parable for us today.

Audio to this blog @ https://youtu.be/95K9oDgtDMY

What is a parable?

According to the Bible Dictionary, a parable is "a short story that conveys a moral or spiritual principle in an allegoric way. Parables are a type of metaphorical analogy. Jesus used parables to teach his followers and to reveal and conceal his religious message. Parables are a figurative saying with a Semitic background."1

The late Bible commentator J. Vernon McGee said that a parable is "a story thrown alongside the truth intended to teach. Parables have been called ‘earthly stories with a heavenly meaning.’"2 He also said that parables have two layers: the surface layer, which is the story itself, and the deeper layer, which is the spiritual truth.

What is the parable of the sower?

The parable of the sower is found in Matthew 13:3-9, and it goes like this:

“Behold, a sower went out to sow. And as he sowed, some seed fell by the wayside; and the birds came and devoured them. Some fell on stony places, where they did not have much earth; and they immediately sprang up because they had no depth of earth. But when the sun was up they were scorched, and because they had no root they withered away. And some fell among thorns, and the thorns sprang up and choked them. But others fell on good ground and yielded a crop: some a hundredfold, some sixty, some thirty. He who has ears to hear, let him hear!”

What does the parable of the sower mean?

Jesus explained the meaning of the parable of the sower to his disciples in Matthew 13:18-23, and he said:

“Therefore hear the parable of the sower: When anyone hears the word of the kingdom, and does not understand it, then the wicked one comes and snatches away what was sown in his heart. This is he who received seed by the wayside. But he who received the seed on stony places, this is he who hears the word and immediately receives it with joy; yet he has no root in himself, but endures only for a while. For when tribulation or persecution arises because of the word, immediately he stumbles. Now he who received seed among the thorns is he who hears the word, and the cares of this world and the deceitfulness of riches choke the word, and he becomes unfruitful. But he who received seed on the good ground is he who hears the word and understands it, who indeed bears fruit and produces: some a hundredfold, some sixty, some thirty.”

In this explanation, Jesus identifies four types of soil that represent four types of people who hear the word of the kingdom, which is the gospel message. The word of the kingdom is the seed that the sower (Jesus or his messengers) spreads over the field (the world).

The first type of soil is the wayside, which is the path or the road where the seed falls but does not penetrate the ground. This represents the people who hear the word of the kingdom but do not understand it or pay attention to it. They are indifferent or hostile to the gospel, and they allow the wicked one (Satan or his agents) to snatch away the seed from their hearts. They do not believe or receive the word of the kingdom.

The second type of soil is the stony places, which are the rocky areas where the seed falls and sprouts quickly, but has no depth of earth or moisture to sustain it. This represents the people who hear the word of the kingdom and immediately receive it with joy, but they have no root in themselves. They are superficial or emotional in their response to the gospel, and they do not have a genuine faith or commitment to Christ. They endure only for a while, and when tribulation or persecution arises because of the word, they fall away or stumble. They do not persevere or grow in the word of the kingdom.

The third type of soil is the thorny ground, which is the weedy areas where the seed falls and grows, but is choked by the thorns. This represents the people who hear the word of the kingdom and accept it, but they also love the world and its pleasures. They are distracted or corrupted by the cares of this world and the deceitfulness of riches, which choke the word and make it unfruitful. They do not bear fruit or produce for the word of the kingdom.

The fourth type of soil is the good ground, which is the fertile areas where the seed falls and produces a crop. This represents the people who hear the word of the kingdom and understand it, and who also obey and follow it. They are receptive and responsive to the gospel, and they have a true faith and a deep relationship with Christ. They bear fruit and produce for the word of the kingdom, some a hundredfold, some sixty, some thirty. They are the faithful and fruitful disciples of Jesus.

How should we apply the parable of the sower today?

The parable of the sower is a powerful and practical lesson for us today, as it challenges us to examine our own hearts and lives in relation to the word of the kingdom. It also encourages us to share the word of the kingdom with others, knowing that God can use it to transform lives and bring forth fruit.

Here are some questions we can ask ourselves as we apply the parable of the sower today:

  • Am I like the wayside soil, who hears the word of the kingdom but does not understand it or care for it? Have I allowed the wicked one to snatch away the seed from my heart? Do I need to repent and believe the gospel, and receive the word of the kingdom with an open and humble heart?
  • Am I like the stony soil, who hears the word of the kingdom and receives it with joy, but has no root in myself? Have I based my faith on emotions or experiences, rather than on the truth and grace of God? Do I need to grow deeper in my knowledge and love of Christ, and endure hardship and opposition for the sake of the word of the kingdom?
  • Am I like the thorny soil, who hears the word of the kingdom and accepts it, but also loves the world and its pleasures? Have I allowed the cares of this world and the deceitfulness of riches to choke the word and make it unfruitful in my life? Do I need to renounce the idols and distractions of the world, and seek first the kingdom of God and his righteousness, and bear fruit for his glory?
  • Am I like the good soil, who hears the word of the kingdom and understands it, and who also obeys and follows it? Have I received the word of the kingdom with a good and honest heart, and have I produced fruit in keeping with repentance and faith? Do I need to continue to abide in Christ and his word, and to multiply the word of the kingdom to others, and to rejoice in the harvest that God brings forth?

  • Why did Jesus share parables and how should we apply them?

Jesus shared parables to reveal and conceal the secrets of the kingdom of heaven, depending on the condition of the hearers’ hearts. He said in Matthew 13:11-12, “Because it has been given to you to know the mysteries of the kingdom of heaven, but to them it has not been given. For whoever has, to him more will be given, and he will have abundance; but whoever does not have, even what he has will be taken away from him.”

Jesus shared parables to teach his disciples and those who had ears to hear the spiritual truths that many prophets and righteous men had desired to see and hear, but had not seen or heard (Matthew 13:16-17). He shared parables to make his teachings more memorable, vivid, and engaging, and to invite his listeners to think and respond to his message.

We should apply the parables of Jesus by listening to them attentively, seeking to understand them correctly, and obeying them faithfully. We should apply the parables of Jesus by asking the Holy Spirit to illuminate our minds and hearts, and to help us discern the meaning and application of the parables for our lives. We should apply the parables of Jesus by bearing fruit for the word of the kingdom, and by sharing the word of the kingdom with others, so that they may also hear and believe and be saved.

Posted by at No comments:
Subscribe to: Posts (Atom)